Contents / restoration guide

What can actually be saved after fire or water damage

More than you fear, less than a salesman promises. An item-by-item honest guide from a company that decides save-versus-replace hundreds of times per loss, with your coverage limits in mind.

30 yrs restoration + 30 yrs insurance claims experience. Crews on call 24/7 across Chicagoland.

Climate-controlled contents storage aisle with tall racking

The short answer

After fire or water damage, most hard furniture, textiles, dishware, tools, and many electronics and documents can be professionally restored; typically the majority of household contents on a given loss are salvageable when treated within days. Usually unrecoverable: charred items, water-soaked particleboard, saturated mattresses and upholstery foam after contaminated water, and open food or medications. Speed decides the rest. ACR South assesses item by item and prices restore-versus-replace for your claim: (630) 480-9760.

Usually restorable

  • Solid wood furniture. Cleans, deodorizes, and refinishes well even after smoke and light water exposure.
  • Clothing and most textiles. Specialty laundering with ozone treatment removes smoke odor that home machines never touch.
  • Dishware, glass, ceramics, metal cookware. Ultrasonic cleaning restores these almost regardless of soot load, if treated before acid etching sets.
  • Hard toys, tools, exercise equipment. Clean, disinfect, done.
  • Area rugs. In-plant washing handles smoke and clean-water exposure; fast response matters after contaminated water.
  • Documents and photos. Freeze-drying stops water damage in place; even soaked photos often survive if frozen within 48 hours.

Depends entirely on speed

  1. Electronics

    Smoke residue is corrosive and conductive. Units that stay powered off and reach a technician quickly often survive; units powered on dirty usually do not. TVs, computers, and audio gear get case-off cleaning and board treatment.

  2. Upholstered furniture

    Clean-water and smoke exposure: very restorable. Contaminated water in the cushions: usually a health-based total loss, whatever a cleaning coupon says.

  3. Mattresses

    Surface smoke odor treats successfully. Any real water saturation, especially Category 2 or 3 water, means replacement. We will tell you which one you have.

  4. Leather goods

    Respond well to prompt specialty cleaning and conditioning; mold arrives fast on damp leather, so days matter.

  5. Artwork

    Paper and canvas work goes to conservation-grade handling. Fast stabilization is the difference between a restorer's fee and a loss settlement.

Usually a total loss, and should be

Charred anything. Particleboard and MDF furniture that took real water, because it swells and delaminates permanently. Foam that soaked in contaminated water. Open food, cosmetics, and medications exposed to heat or smoke. Anything where restoration cost approaches replacement cost, which is a financial call, not a technical one. A trustworthy contents company totals these items confidently and documents them for full replacement value on your claim, instead of billing you to clean what should be paid out.

Cleaned textiles and household contents shelved after restoration
Cleaned, deodorized, and shelved: contents processed in-facility while the house is rebuilt.

How restoration actually works

Contents restoration is an in-facility production line, not a guy with a rag. Items arrive from the pack-out barcoded and photographed. Hard goods run through ultrasonic tanks that cavitate soot out of crevices hands cannot reach. Textiles go through specialty wet or dry cleaning and then ozone chambers that oxidize odor molecules instead of perfuming over them. Electronics get bench treatment. Documents freeze-dry. Everything releases to climate-controlled storage until your home is ready, then returns against the same inventory. At our Woodridge facility this all happens under one roof, which is why our timeline and your rebuild timeline finish together.

The restore-or-replace decision protects your coverage

Contents coverage has a limit, and every replacement dollar you spend comes out of it. Restoring at twenty to forty percent of replacement cost stretches the same limit across far more of your life. But the reverse mistake is just as expensive: paying to clean items that will never truly come back. The judgment call is the service. Our owner's 20 years in insurance claims built our rule: restore when the outcome is genuinely pre-loss condition, total it when it is not, and show the carrier the math either way.

Wondering what is saveable at your loss?

Live dispatcher, day or night. We answer, then we roll.

(630) 480-9760

Questions we get on this call

What percentage of belongings survive a house fire?

On typical fire losses, the majority of household contents are restorable when professional cleaning starts within days; heavy structural fires drop that figure. Soot is acidic and etches surfaces progressively, so salvage rates fall week by week without stabilization.

Can smoke-damaged clothes be saved?

Almost always. Specialty laundering combined with ozone treatment removes smoke odor at the molecular level, including from delicates and leathers. Home washing sets odor and stains, so bag smoke-exposed clothing and let a contents facility process it.

Can electronics survive water or smoke damage?

Frequently, if they stay powered off and reach a technician quickly. Corrosive smoke residue and moisture destroy powered boards. Do not turn on any exposed device; even a phone or TV that looks fine can short. Professional cleaning and board treatment save a large share of units.

Are wet documents and photos recoverable?

Often yes. Freezing halts deterioration immediately, and vacuum freeze-drying then removes moisture without further damage. Photos, books, and records soaked in clean water have strong recovery odds if frozen within about 48 hours.

Who decides what gets restored versus replaced?

You do, with recommendations from the contents team and pricing your adjuster reviews. A professional restorer prices restoration against replacement line by line; items where cleaning approaches replacement cost should be totaled and documented for payout, not cleaned for the sake of billing.

Where we work

Based in Woodridge, we cover the city of Chicago and the western and southwestern suburbs, with crews across Illinois, northwest Indiana, and southeastern Wisconsin.

Chicago Naperville Downers Grove Woodridge Bolingbrook Hinsdale Oak Park Evanston Orland Park Wheaton Elmhurst Schaumburg Joliet Aurora